CABK N Stock Financial Analysis - CaixaBank, S.A. (BMV) Stock

Overview

CaixaBank, S.A. is a leading financial institution based in Spain. Operating primarily in the banking industry, it offers various services, including retail banking, corporate banking, insurance, and investment. The bank is particularly recognized for its commitment to digital transformation and innovation. One of its key projects is the "Day One" initiative, aimed at providing specialized banking services to startups and growth-stage companies. Additionally, CaixaBank has been actively involved in various sustainable projects, reflecting its commitment to environmental and social responsibility. With a robust digital platform and a strong focus on customer-centric services, CaixaBank continues to solidify its position in the Spanish and international banking landscape.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for CaixaBank, S.A. as of June 30, 2025 is 15,244.00 MM.
The operating income for CaixaBank, S.A. as of June 30, 2025 is 8,900.00 MM.
The net income for CaixaBank, S.A. as of June 30, 2025 is 6,063.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	15,244.00	8,900.00	6,063.00
2025-03-31	14,910.00	9,127.00	6,252.00
2024-12-31	14,820.00	8,561.00	5,787.00
2024-09-30	14,542.00	8,027.00	5,405.00
2024-06-30	14,309.00	7,956.00	5,354.00
2024-03-31	13,847.00	8,186.00	4,966.00
2023-12-31	12,925.00	7,153.00	4,816.00
2023-09-30	12,359.00	7,092.00	4,319.00
2023-06-30	10,954.00	6,219.00	3,693.00
2023-03-31	11,482.00	4,873.00	3,294.00
2022-12-31	10,183.00	4,476.00	3,129.00
2022-09-30	9,817.00	-2,298.00	2,894.00
2022-06-30	9,799.00	3,556.00	2,618.00
2022-03-31	9,416.00	1,993.00	1,147.00
2021-12-31	9,345.00	1,760.00	5,226.00
2021-09-30	10,305.00	9,558.00	5,456.00
2021-06-30	9,506.00	3,112.00	5,358.00
2021-03-31	8,764.00	4,300.00	6,077.00
2020-12-31	7,738.00	3,011.00	1,381.00
2020-09-30	6,543.00	1,685.00	1,165.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	0.76	0.76
2024-09-30	0.71	0.71
2024-06-30	0.69	0.69
2024-03-31	0.64	0.64
2023-12-31	0.61	0.61
2023-09-30	0.54	0.55
2023-06-30	0.45	0.46
2023-03-31	0.40	0.41
2022-12-31	0.37	0.37
2022-09-30
2022-06-30	0.31	0.31
2022-03-31	0.13	0.13
2021-12-31	0.66	0.66
2021-09-30	0.78	0.78
2021-06-30	0.78	0.79
2021-03-31
2020-12-31	0.21	0.21
2020-09-30	0.17	0.17
2020-06-30	0.19	0.19
2020-03-31	0.19	0.19

Cash Flow: Operations, Investing, Financing

The cash from operating activities for CaixaBank, S.A. as of June 30, 2025 is 2,729.00 MM.
The cash from investing activities for CaixaBank, S.A. as of June 30, 2025 is -93.00 MM.
The cash from financing activities for CaixaBank, S.A. as of June 30, 2025 is -6,428.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	2,729.00	-93.00	-6,428.00
2025-03-31
2024-12-31	16,846.00	-152.00	-4,752.00
2024-09-30
2024-06-30	13,757.00	119.00	-2,595.00
2024-03-31
2023-12-31	15,744.00	203.00	1,393.00
2023-09-30
2023-06-30	-80,884.00	17.00	-1,621.00
2023-03-31
2022-12-31	-79,875.00	164.00	-3,984.00
2022-09-30
2022-06-30	31,121.00	1,780.00	-3,036.00
2022-03-31
2021-12-31	38,628.00	13,888.00	88.00
2021-09-30
2021-06-30	35,840.00	12,989.00	1,197.00
2021-03-31
2020-12-31	37,562.00	484.00	-1,540.00
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for CaixaBank, S.A. as of June 30, 2025 is 0.00.
The roe for CaixaBank, S.A. as of June 30, 2025 is 0.05.
The roic for CaixaBank, S.A. as of June 30, 2025 is 0.02.
The croic for CaixaBank, S.A. as of June 30, 2025 is 0.58.
The ocroic for CaixaBank, S.A. as of June 30, 2025 is 0.60.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.00	0.05	0.02	0.58	0.60
2025-03-31	0.00	0.05	0.02	0.58	0.60
2024-12-31	0.00	0.05	0.02	0.58	0.60
2024-09-30	0.00	0.05	0.02	0.58	0.60
2024-06-30	0.00	0.05	0.02	0.58	0.60
2024-03-31	0.00	0.05	0.02	0.58	0.60
2023-12-31	0.00	0.05	0.02	0.58	0.60
2023-09-30	0.00	0.05	0.02	0.58	0.60
2023-06-30	0.00	0.05	0.02	0.58	0.60
2023-03-31	0.00	0.05	0.02	0.58	0.60
2022-12-31	0.00	0.05	0.02	0.58	0.60
2022-09-30	0.00	0.05	0.02	0.58	0.60
2022-06-30	0.00	0.05	0.02	0.58	0.60
2022-03-31	0.00	0.05	0.02	0.58	0.60
2021-12-31	0.00	0.05	0.02	0.58	0.60
2021-09-30	0.00	0.05	0.02	0.58	0.60
2021-06-30	0.00	0.05	0.02	0.58	0.60
2021-03-31	0.00	0.05	0.02	0.58	0.60
2020-12-31	0.00	0.05	0.02	0.58	0.60
2020-09-30	0.00	0.05	0.02	0.43	0.46
2020-06-30	0.00	0.05	0.02	0.43	0.46
2020-03-31	0.00	0.05	0.02	-0.06	-0.10

Gross Margins

The gross margin for CaixaBank, S.A. as of June 30, 2025 is 1.00.
The net margin for CaixaBank, S.A. as of June 30, 2025 is 0.22.
The operating margin for CaixaBank, S.A. as of June 30, 2025 is 0.23.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.22	0.23
2025-03-31	1.00	0.22	0.23
2024-12-31	1.00	0.22	0.23
2024-09-30	1.00	0.22	0.23
2024-06-30	1.00	0.22	0.23
2024-03-31	1.00	0.22	0.23
2023-12-31	1.00	0.22	0.23
2023-09-30	1.00	0.22	0.23
2023-06-30	1.00	0.22	0.23
2023-03-31	1.00	0.22	0.23
2022-12-31	1.00	0.22	0.23
2022-09-30	1.00	0.22	0.23
2022-06-30	1.00	0.22	0.23
2022-03-31	1.00	0.22	0.23
2021-12-31	1.00	0.22	0.23
2021-09-30	1.00	0.22	0.23
2021-06-30	1.00	0.22	0.23
2021-03-31	1.00	0.22	0.23
2020-12-31	1.00	0.22	0.23
2020-09-30	1.00	0.18	0.26
2020-06-30	1.00	0.19	0.27
2020-03-31	1.00	0.17	0.37

IT:1CABK	€8.58
GB:CABKe
US:CIXPF
GB:0ILK	€8.58
AT:CABK
DE:48CA	€8.62
ES:CABK	€8.58